8 Work at Home Scams to Avoid
If you’ve been a victim of work at home scams, you are not alone.
Scammers are growing by the day and becoming quite inventive on new ways to
empty your wallet and bank account. By learning how to read between the
lines of these scams, you can protect yourself and not become their prey.
Here are some common scams out there:
1. Stuffing Envelopes – now why would companies pay for such a mundane job
that a simple machine can do? You’re right, they wouldn’t. What you get in
return is the same ad back that you have to send to others, in turn becoming
a scammer yourself.
2. Typing and data entry - work at home scams exist in this industry as well
and require a fee be paid. You get the same ad back and must get other
people to follow suit. Any legitimate company wanting to hire you will not
require a fee be paid.
3. Craft Assembly – these scams have a start-up fee for the craft kit they
will send you then tell you the item does not pass inspection. These
companies only care about your money, not how well you can make a pair of
earrings! There are legitimate companies such as Disciple’s Cross and New
England Crafters but beware of others touting the same promise of making big
bucks with simple assembly.
4. Medical Billing –you will be required to open your wallet and fork out a
rather hefty amount to purchase Medical Billing software. These companies
might offer to train you but you are responsible for finding your own
clients. And with doctor/patient confidentiality a concern, most doctors use
their own billing service, not some ‘Joe’ from the internet.
5. Payment Specialist – you must place auctions on eBay using your own
account for payment. You get a cut and so does the company, however they
don’t ship the goods to the customer. This is fraud and you’re now on the
line for using your account.
6. Pyramid Schemes – this is a popular ‘pass the buck’ scheme or Gifting
Program with no product or service being offered, just a fee to join the
scheme then recruit others to join.
7. Chain Letters – these are emails sent with 5 names on the list. You move
each name up, remove the top name and add your name to the bottom of the
list. Now send $5 to each name on the list and email everyone you know and
voila you’ve joined another scam.
8. Surveys & Mystery Shopping – any of these work at home scams that charge
you a fee are more then likely not legitimate. They tout you can make the
big money and all you get is pocket change for your effort.
A few more work at home scams worth mentioning are bulk email, phishing,
free merchandise and Nigerian scams. Bulk email involves purchasing email
addresses that are marked by spambots, leaving you open to being reported
for spam.
Phishing involves an urgent email for you to update your personal accounts.
You click on the link, it launches a fake page, you enter in your login
information and now the company can access your accounts. Free merchandise –
now is anything really free? Of course not, you must pay a fee, recruit
others and then your mailbox is still empty weeks after.
Nigerian scams are desperate letters from someone wanting money to be sent
to them via Western Union. The check is a fake and now you owe the bank that
‘lost’ money.
Remember, to avoid work at home scams, only give your money and sensitive
information to a legitimate company so you don’t become the next victim of
scammers.
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